Serving federal employees and retirees.
American Federal Retirement Fiduciaries is an investment advisory and retirement planning firm focused on federal employees.
We have 30 years' experience as licensed investment professionals.
What we do:
- Make sure you get all the federal retirement benefits you worked for and deserve.
- Create a customized retirement plan designed to provide cash flow equal to
or greater than your salary. - Inform you of the best available investment options, pre and post retirement.
What makes us different?
Annuities
Most federal ‘advisors’ are licensed only as insurance salesmen. However, they deliberately don’t tell you that. They principally sell annuities. They are not licensed to provide investment advice and are generally biased against market-based growth investing.
Stock Market
There are licensed investment advisors that serve federal employees. Most emphasize risk investments in the stock market. They are generally biased against guaranteed income products.
American Federal Retirement Fiduciary is uniquely ‘dual licensed’ to provide guaranteed income and true investment solutions. We are regulated and qualified as true unbiased investment advisors. We offer a full set of tools to serve your unique needs.
American Federal Retirement Fiduciaries has been assisting retirees for over 30 years. We invite a conversation where we can learn about you and outline our value-added services.
Selecting the right advisor is the most important decision in your retirement. Choose wisely.
American Federal Retirement Fiduciaries is unique and different.
We are legally obligated to provide you with the best solutions, not just an OK one.
|
Advisor Comparison |
Dual Capable American Federal Retirement Fiduciaries | Insurance only salesmen | Fee based investment advisors |
|---|---|---|---|
|
Unbiased offering of income tools and growth investments |
YES |
NO |
Generally, NO
Principally focused on stocks and often against guaranteed income tools |
|
Legally obligated and regulated to offer you the best possible solutions |
YES |
NO
Only bound to offer suitability or something ‘not wrong’. |
YES, in theory
(But, in practice, how can they truly offer the best solutions if they are likely biased against guaranteed income products) |
|
Tested and certified by FINRA, regulated by the North American Securities Administers Association NASAA |
YES |
NO |
YES |
|
Open to many tools, Unbiased |
YES |
NO
Since they have no investment license, the only way they can make money is selling annuities or insurance. |
Most likely NO,
Likely biased against income solutions and biased towards stock market growth and risk. |
|
Expertise and legal advisory capability in self-directed IRA for real estate investing |
YES |
NO |
Generally, NO
Real estate in the self-directed IRA is a specialized area that very few advisors work in. |
|
Expertise in Medicare |
YES We complete annual certification and education to offer Medicare solutions. |
Generally, NO |
Generally, NO |
|
Committed to fair compensation that truly reflects investment uniqueness, research, and value to the client |
YES |
NO
Commissions are set by insurance industry |
Generally, NO
Most charge 1%, or more, irrespective of uniqueness or value in the investment |
American Federal Retirement Fiduciaries provides discovery and educational meetings, online and one-on-one at no charge, and with no obligation.
If you would like to proceed past the educational meetings, we offer unbiased advice and a full set of unique, customized retirement and investment tools to serve you.
